Mix the steak, salt, pepper, chili powder, garlic powder, and cumin in a bowl until evenly coated.
3. Step
Heat oil in a pan over very high heat, until barely smoking. Fry the steak for 30 seconds on each side, then rest on a cutting board for 5 minutes.
4. Step
Slice the steak into bite-size pieces.
5. Step
In a large pan or skillet, lay down half of the tortilla chips, followed by half of the steak, peppers, onions, pepper jack, and cheddar. Repeat with the remaining ingredients.
